These Club Cracker Bars are one of those classic no-bake desserts that inspire friendly debates. Some insist they taste like Kit Kats, others swear they're closer to Twix. After years of hearing both sides, I stopped trying to referee and renamed them Club Cracker Bars, which felt like the most accurate and least controversial option.

The name change also made sense because I experimented with both Ritz and Club Crackers. Ritz absolutely work (more on that below), but Club Crackers line up neatly in the pan, creating clean layers that are easier to assemble and cut. Ritz are round, so they overlap instead of forming tidy rows. Same great flavor, slightly messier geometry.

Regardless of what you call them, these bars disappear fast. People love the combination of buttery brown sugar filling, chocolate topping, and the crisp snap of the crackers, which gives the bars their signature texture.

Why Club Crackers Work So Well
Club Crackers have just enough salt and structure to stand up to the filling without getting soggy. They stay crisp, provide clean layers, and balance the sweetness of the toffee-style center. The Ritz crackers are still a perfectly good substitute, especially if that's what you have on hand. The flavor is excellent either way.
Notes on the Filling
The filling is what makes these bars special, but also where things can go wrong if you're not careful. It's made from graham cracker crumbs, butter, brown sugar, granulated sugar, salt, and milk, which may sound like an odd mix, but when cooked properly it turns into a caramel-like layer that sets beautifully between the crackers.
Tips I've Learned
- Use a heavy, nonstick saucepan. Thin pans scorch easily.
- Keep the boil gentle and controlled. Boil the mixture for about 5 minutes, stirring constantly. A rolling, aggressive boil increases the risk of burning.
- Start with softened butter, not melted. Creaming everything together before heating helps prevent separation later.
- If the mixture separates anyway, just stir it together as best you can and pour it over. The bars will still turn out once everything sets.
- Salted butter adds depth and keeps the filling from tasting flat.
- Do not skip the milk. I've done this accidentally, and the mixture cooled into something closer to brittle than filling. (Luckily it was a small batch.)
Chocolate Topping Options
There are a lot of variations when it comes to the topping. I used to include butterscotch chips in the topping, and they're still delicious here, but lately I've been making these with just milk chocolate chips and peanut butter, which works just fine. The topping sets well, slices cleanly, and doesn't overpower the filling. For extra stability, melt about 4 ounces of chocolate, spread it in the pan first, and press the crackers into it. This anchors the bottom layer and makes cutting easier later.
Half-Batch Club Cracker Bars (8-Inch Pan)
If you don't need a full pan, this recipe halves very well. An 8-inch square pan is perfect for a half batch.
- Halve all filling ingredients
- Use a small saucepan (1½ to 2 quarts) so the mixture heats evenly
- Ritz or Club Crackers both work here
- This is a great option if you're baking for a smaller group or just want fewer bars around.

Loaf Pan Version
These are dangerously easy to crave, which is why I sometimes make a loaf-pan version. Use a loaf pan and make ⅓ of the filling recipe. You'll need about 24 Ritz arranged in 3 layers of 8. For the topping, use half the recipe.
Recipe

Club Cracker Bars
Ingredients
- 75 count Club Crackers, plus a few more as needed
- 1 ½ sticks salted butter or use unsalted and add ½ teaspoon salt (170 grams)
- 1 ½ cups graham cracker crumbs (150 grams)
- ¾ cup light brown sugar (150 grams)
- ¾ cup granulated sugar (150 grams)
- ⅓ cup whole milk (80 grams)
- 1 cup milk chocolate chips (170 grams)
- ¼ cup creamy peanut butter, (sweetened type) (64 grams)
- Chopped peanuts for garnish optional
Instructions
- Line a 9x13 inch pan with nonstick foil or parchment paper. Spread crackers across the lined pan, pushing the crackers together as closely as possible. See note about anchoring. This is optional, but if you are okay with using about 4 more oz of chocolate it helps keep the crackers in line.
- In a heavy, thick, 3 quart saucepan, soften the butter over low heat and mash it around a bit. Don't melt it completely. Remove it from the heat and add salt (if using), graham crackers, sugars and milk. Stir until uniformly blended. This is important. If the ingredients aren't fully blended the mixture may separate.
- Put the saucepan over medium heat and bring to a boil. When mixture hits a boil, set timer for 5 minutes and keep at a steady but gentle boil for 5 minutes, stirring constantly so that mixture won't burn.
- Remove from heat and pour half of the mixture over the crackers. The crackers might spread apart, so try to push them in towards each other.
- Arrange a second layer of crackers over the sugar mixture, then pour remaining sugar mixture over the crackers.
- Add a third (final) layer of crackers. Set aside and make topping.
- In a microwave safe bowl, combine the chocolate chips and peanut butter. Heat on 50% power, stirring at 30 or 50 second intervals until smooth and creamy. Alternatively, you may do this in the top of a double boiler.
- Pour the chocolate mixture over the bars, spreading evenly. Sprinkle peanuts on top if desired.
- Let cool room temperature for another half hour, then transfer it to the refrigerator and chill until the top is set.
- When chocolate has set, lift from the pan and cut into bars.





Anna says
Yes, I have frozen these successfully.
Karen says
Can you frezze these because I would like to make ahead for the holidays. That you
Sue says
Carol. When I made them I used part butterscotch and part semi sweet chocolate chips. Anna has a similar recipe here. https://www.cookiemadness.net/2011/01/20000-ritz-cracker-recipe-contest/
I used 1% milk and it worked fine.
Anna says
Carol, I think the evaporated milk might work, but I'd hate for you to try it and have the recipe fail. Do you live near a grocery store or a Walgreens? You could buy a small carton of whole milk (cup or pint) for about a dollar. This recipe will use a good part of it, then you'll have a little leftover for something else. You might even be able to get away with plain old skim milk, but I can't promise.
Carol says
Sounds yummy and fun for a new cookie in my repertoire. What can I substitute for whole milk. I only use skim. Evaporated skim milk in the can? And to Sue who used butterscotch chips, did you do a m mixture of chocolate and butterscotch or all butterscotch?
Anna says
Sue, you mentioned these on Facebook and so of course I started craving them!
Sonya, yes -- these are different. I have some good Millionaire's Shortbread recipes, but these are (in my opinion) a little more fun to assemble because of the Club Crackers. But I like both.
Sonya says
Oops, I just realizd that yours are different, as you said, like a Kit Kat, without the caramel of a Twix.
Sonya says
These look so good! Interestingly, Cook's Illustrated just published a recipe for the fancy version of these, in their November 2016 issue, called Millionaire's Shortbread. I bookmarked that last night to compare to my current recipe, from kingarthurflour.com for Thousand Dollar Bars, which are quite delicious. They basically are both a twix bar recipe.
Sue says
I recently made a slightly different version of these and they were a hit. I used the butterscotch chips in the chocolate mixture. So good and so easy to make.